Cyber Insurance

Imagine your business suffering from a data breach, virus, or other cyberattack. Having a Cyber liability policy would cover the cost for your business to recover from such a cyber crime. This includes legal claims that could arise resulting from the breach. If you are a business that stores or holds sensitive data in the cloud or handles online transactions, you should have cyber liability insurance.

With this cutting-edge cyber liability protection solution, coverage for network business interruptions, e-commerce exposures, other online crimes and hacking, you can rest at ease. Cyber liability insurance also includes loss control education and training; and full post-breach crisis management assistance.

Bottom line, if you are a business that stores personally identifiable information, be it for employees or customers should have cyber liability insurance. The type of sensitive information includes any data that can be used to identify a particular individual, such as name, data of birth, email address, social security number, credit card number, or bank account number. You also need cyber coverage if you have any data you cannot afford to lose. Personally, you need cyber coverage to protect your assets because hackers can and do steal using many techniques.

Does my general liability policy cover cyber crimes?

cyber policy

You may be thinking, doesn’t my general liability insurance policy cover this?
With a general liability policy things such as property damages, bodily injury or damage from your product or service are covered.

Cyber, meaning online, protection of your transactions is most often excluded. If cyber coverage exists it is nowhere near as robust as a separate cyber policy. It usually will not cover the cost of forensic experts to help determine the scope of the breach (who was breached, were funds stolen, how did it happen?), fines or penalties to be paid to the states for improper notification to harmed persons, reconstruction of data and loss of business income.

Cutting-Edge Cyber Liability Solutions, not just insurance….

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It’s a 10 minute phone call! We will give you multiple options over the phone. Rates as low as $150

Contact:

Dee Cordea

Email: Dee@InterWebInsurance.com

Phone: 804-761-6608

Or fill out an app below and receive a quote within 24 hours.

Cyber Insurance Cyber+Tech E&O

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Cutting edge Cyber Liability solutions, not just insurance….
Protecting all professionals from the ever present risk of cyber-attacks. Convenient Breach Response Web Portal and Instant Response Services Personalized assistance mitigating further loss or exposure Guidance determining and notifying all individuals affected. Rates as low as $175 Full Prior Acts Broad Coverages and services Security and Privacy Liability, Technology Services, Intellectual Property, Network Interruption, Reputable Damage, Regulatory Defense and Penalties, Network Extortion and MORE

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Our goal is to make your insurance buying experience as informational and easy as possible. We understand your time as a business owner is valuable so we have created some helpful tools and resources. View the links below to gain additional knowledge or assistance for your insurance needs.